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BRASS Business Guide - BANKING

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The Committee reviews this guide on a three-year cycle. To report broken links, please send an email to rusa@ala.org and put “BRASS Education Committee” in the subject line.

Last reviewed: July 1, 2023 to June 30, 2024
Next Review: 2026-2027

Scope

The U.S. banking industry is comprised primarily of commercial banks, along with savings banks and savings and loan institutions (also known as "thrifts"), credit unions, and Federal Reserve banks. Identifying and assessing financial institutions, both geographically and by type, and researching interest rates probably constitute the most common and predictable banking information needs of general library users. International banking is also referenced here, from a "global" perspective.

NAICS:

522: Credit Intermediation and Related Activities

5221: Depository Credit Intermediation

52211: Commercial Banking

52212: Savings Institutions

52213: Credit Unions

Suggested Searches

General: central bank, credit union, commercial bank, savings & loan association, thrift, bankruptcy, credit, interest, exchange rate, loan, mortgage, maturity

Narrower: CD (certificates of deposit), amortization, DTI (Debt-to-Income ratio), escrow, estate, feduciary, foreclosure, garnishment, lien, money market, reverse mortgage

Related: FDIC (Federal Deposit Insurance Corporation), Federal Reserve, OCC (Office of the Comptroller of the Currency), IRA (Individual Retirement Account), mutual fund, annuity, overdraft, refinancing, usury rates

DDC: 332.1 Banks and banking

LCSH: Banks and banking; LC classes HG1501-HG3550

Reference & Interest Rates

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