Established by Congress "to protect consumers by carrying out federal consumer financial laws." They also have a strong educational bent, with a goal to facilitate the exchange of information necessary for consumers "to understand the terms of their agreements with financial companies."
Regulates the availability of funds (money supply), maintains a nationwide check-clearing system, regulates private banks, bank holding companies and state-chartered banks that belong to the Federal Reserve System, and issues regulations relating to consumer credit protection.
Requires public companies, including publicly-traded banks, to disclose specific financial and other information to the public; regulates bank activities relating to securities underwriting and brokering.
A not-for-profit group focused on making the law accessible and understandable to all. Provides an overview of how banking law is organized in the U.S. and links to federal and state statutes, regulations and judicial decisions of interest.
A "compilation of banking-related material... [including] the FDIC Act, FDIC regulations, FDIC Advisory Opinions, FDIC Statements of Policy, and a selection of banking-related materials issued by other agencies."
Subscription includes access to law journals, U.S. Code, Code of Federal Regulations, Federal Register, Statutes at Large, access to federal agency legal publications via the U.S. Federal Agency Documents, Decisions, and Appeals Library, Congressional Documents, Federal Legislative History Library and more.
The OCC is the primary regulator of banks chartered under the National Bank Act and federal savings associations chartered under the Home Owners Loan Act of 1933. Before codification in Title 12, the Office of the Comptroller of the Currency publishes its rules in the Federal Register; access the most recent publications here.
Banking and Financial Institutions Law in a Nutshell by Michael P. Malloy; William A. LovettThis Nutshell title covers subjects such as the history and structure of the financial services industry and its regulators, interaction of law with monetary and economic policy, increased competition, bank and thrift failures, large-scale bailouts, and deregulation and restructuring efforts. Unresolved challenges include budget stimulus, treatment of deficits, and new questions about the appropriate role of supervision by regulators.
The Financial System, Financial Regulation and Central Bank Policy by Thomas F. CargillIn an engaging writing style, Cargill explains the three core components of money and banking, and their interactions: 1) the financial system, 2) government regulation and supervision, and 3) central bank policy. Cargill focuses on the interaction between government financial policy and central bank policy and offers a critique of the central bank's role in the economy, the tools it uses, how these tools affect the economy, and how effective these policies have been.
Principles of Bank Regulation by Michael P. MalloyThe series features concise analyses of basic areas of law by prominent legal scholars. They are lightly footnoted and focus on core principles and concepts a student must master to gain a fundamental understanding of the subject matter. Conveniently sized to fit into a backpack or briefcase, yet expertly written to provide comprehensive coverage of the most crucial issues in a course, the Concise Hornbook is the essential companion to your law school career.
Passed in 2010, the stated aim of this legislation is, "To promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes."
Intended to "strengthening the financial stability of home mortgage lending institutions and ensuring the availability of home mortgage loans"; played a role in lifting restrictions on checking and money market accounts.