BRASS Business Guide - BANKING

Regulates futures and options markets

Established by Congress "to protect consumers by carrying out federal consumer financial laws." They also have a strong educational bent, with a goal to facilitate the exchange of information necessary for consumers "to understand the terms of their agreements with financial companies."

Responsible for regulation and oversight of the banks and associations in the Farm Credit System

Insures deposits, examines, and supervises financial institutions.

Regulates Fannie Mac, Freddie Mac, And the Home Loan Bank System.

Regulates the availability of funds (money supply), maintains a nationwide check-clearing system, regulates private banks, bank holding companies and state-chartered banks that belong to the Federal Reserve System, and issues regulations relating to consumer credit protection.

Regulates, charters and supervises federal credit unions

Charters, regulates, and supervises national banks to ensure the soundness of the overall banking system. As of 2011, the Office of Thrift Supervision (OTS) was also integrated into the OCC.

Requires public companies, including publicly-traded banks, to disclose specific financial and other information to the public; regulates bank activities relating to securities underwriting and brokering.

A not-for-profit group focused on making the law accessible and understandable to all. Provides an overview of how banking law is organized in the U.S. and links to federal and state statutes, regulations and judicial decisions of interest.

Provides links to laws and regulations explanatory pages, organized by specific regulator: description of regulation and links to further guidance available eon each specific page.

Access final rules published by the Consumer Financial Protection Bureau. The CFPB was established by Congress to enforce federal consumer financial laws and supervise banks and credit unions.

A "compilation of banking-related material... [including] the FDIC Act, FDIC regulations, FDIC Advisory Opinions, FDIC Statements of Policy, and a selection of banking-related materials issued by other agencies."

Access to FAQs, regulatory tools and publications including reporting forms, Supervision and Regulation letters and press releases regarding recent enforcement actions.

A search portal for government information, laws, and regulations.

Subscription includes access to law journals, U.S. Code, Code of Federal Regulations, Federal Register, Statutes at Large, access to federal agency legal publications via the U.S. Federal Agency Documents, Decisions, and Appeals Library, Congressional Documents, Federal Legislative History Library and more.

As well as a lot of other content, this database includes extensive legal sources for federal and state cases and statutes (including Title 12, etc.)

The OCC is the primary regulator of banks chartered under the National Bank Act and federal savings associations chartered under the Home Owners Loan Act of 1933. Before codification in Title 12, the Office of the Comptroller of the Currency publishes its rules in the Federal Register; access the most recent publications here.

From the U.S. Government Printing Office, a version of Title 12 (Banks and Banking) you can browse by parts; also simple search available.

A legal research subscription database, but the best place to go if you really need to dig into primary law, analytical materials, litigation resources, public records and more.

Annually published; federal agency regulations. Title 12 covers banks and banking regulations.

Passed in 2010, the stated aim of this legislation is, "To promote the financial stability of the United States by improving accountability and transparency in the financial system, to end "too big to fail", to protect the American taxpayer by ending bailouts, to protect consumers from abusive financial services practices, and for other purposes."

Eliminated the interest rate controls on savings accounts previously enforced by the federal government, as well as lifting some restrictions on checking and money market accounts.

Intended to "strengthening the financial stability of home mortgage lending institutions and ensuring the availability of home mortgage loans"; played a role in lifting restrictions on checking and money market accounts.