A formal interagency body empowered to prescribe uniform principles, standards, and report forms for the federal examination of financial institutions by the Board of Governors of the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), the Office of the Comptroller of the Currency (OCC), and the Consumer Financial Protection Bureau (CFPB) and to make recommendations to promote uniformity in the supervision of financial institutions. Offers data and reports on Secure and Fair Enforcement for Mortgage Licensing Act, Community Reinvestment Act, Private Mortgage Insurance Companies disclosure, the Home Mortgage Disclosure Act, and aggregate reports.
Regulates the Federal Home Loan Banks. Conducts interest rate surveys. Provides research and analysis including the house price index, market data, public use data, housing market indicators, and more.
The Federal Home Loan Mortgage Corporation is Congressionally chartered and charged with increasing the availability of funds to mortgage lenders throught mortgage purchases, guarantees and securitization. Offers consumer guidance on investing in a home and facilitiates loan originations and workouts.
Cabinet-level agency charged with promoting homeownership, community development and combating housing discrimination. Offers consumer information for buying, selling and financing homes. Sources for research and data in reports and periodicals on rental and ownership housing markets, policy, homelessness, construction techniques, taxes and assisted housing.